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Variable Rate Mortgage - for Windows 3.1 Confused about "Teaser Rates", maximum annual interest rate increases and maximum interest rate for the term of the loan. This program demonstrates the worst-case scenario of a variable rate loan.This program also allows an analysis of the effect of differentloan rates applied over the length of the loan or it may be usedto actually track a loan repayment. Check your forecastingability with this program. ..